Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Wednesday, April 29, 2015

Concert Insurance – Cover the defeat before it cause damage


Are you a music teacher who depends on your instrument or equipment for income? If yes, it would be best to protect yourself from menace by availing music teacher insurance. Getting this insurance is an ideal option for your protection. Whether you are teaching music at home or at school, there are valid reasons why you need to rely on music teacher insurance if you really want to ensure that your source of income is risk-free.
This insurance entails the best policies to suit the unique needs of music teachers like you. A trusted company has instant and fair insurance experts to help you. Musical instrument specialist will make sure that you will be covered in the most professional way. In such way, you will be more confident that you will be able to teach and play again in the fastest possible time.
If you are teaching music, you fear that your precious instrument might be damaged unintentionally. If you want your clarinet to be fully protected, you can avail for clarinet insurance services from Clarion. This is one of the best providers of music teacher insurance and clarinet insurance that also ensures the ultimate protection of your livelihood. Protect your clarinet from any potential risks by claiming your clarinet insurance from the company.
Clarion Musical Instrument Insurance provides specialized and reliable insurance services like clarinet insurance to help ensure the protection of musicians' valuable musical assets. This also offers feasible protection from theft, fire and other types of threats. The company is noted for its solid background in terms of delivering insurance services to clients. Their reputation is one of the reasons why they are considered as one of the most trusted insurance professionals. The company is also the most preferred choice of many music teachers out there.
Aside from these, Clarion also offers the right insurance for those who are searching for piccolo insurance. Since the company completely understands how hectic the schedules of music teachers are and how busy their lives can be, the team always make themselves available to respond to every mail and call within the day. In such case, they can deliver the needed services regardless of clients' locations.
With the enormous benefits music teachers can get from efficient and reliable insurance services, there is certainly no doubt that music teacher insurance from Clarion is the perfect choice to streamline all unwanted risks that are associated with music profession involving valuable instruments. The company graces you with ultimate peace of mind knowing that your livelihood is safe and efficient.
If you are searching for high quality of music teacher insurance score, all you have to do is call the company and get a quote. After doing so, you can easily protect your profession and your musical instruments from all potential risks. The company is also willing to offer extension of their exclusive insurance services which protect and cover musical instruments for fire and theft and keeping them safe in your residency or base of operation.

I Have Health Insurance, But Can't Afford to See a Doctor


After rent, student loans, car payment, utilities, groceries and a bit of debt on a credit card, you can still afford health insurance. Not by much, but you've got it. Life is feeling pretty awesome.
But one Saturday afternoon you tear your ACL playing touch football with a group of friends. You are taken to the emergency room since you're in a lot of pain, and the doctor on duty tells you to stay off your leg, ice your knee for several days, and wear a knee brace for at least a month. You are in and out in less than an hour. A week later the bill arrives, and BAM. You owe over $1,500 for the ER visit, doctor's fee, X-ray and other miscellaneous charges. Since you have a low cost, high deductible health insurance plan (the reason you picked it in the first place), you have to pay the entire hospital bill out of your own pocket. And you have follow-up appointments with your general physician already scheduled in the future.
Where are you going to get that kind of cash?
High deductible health plans are commonplace these days because they are the most affordable insurance option. But many cannot pay for medical care because so much cash is required out of their own pockets before their health insurance kicks in. That's why it's time to start a conversation about supplemental health insurance.
Supplemental health insurance plans are not very well known, but they should be for several reasons. A supplement plan is insurance that helps pay for the unexpected accidents and critical illnesses of life that come up. It's a cash benefit, so if you have an accident, like tearing your ACL, you can get thousands in cash to help pay for your medical bills or pay the rent or supplement your income if you have to miss work.

There are varying levels of supplemental insurance plans, and you just have to figure out what type of coverage would best match up with your current health insurance plan. Typically people look at their deductible level to determine if they need $2,500, $5,000, $7,500 or $10,000 in coverage. Many supplemental plans also bundle other benefits into the package, like life insurance, disability insurance and a prescription drug card.
THE BEST PART – supplemental health insurance isn't expensive. An individual can get a policy for as little as $25 per month, and a family can start at around $40 a month. This "deductible insurance" traditionally never costs over $100 for the richest benefit plan.
This is insurance anyone can benefit from – employees with group employer coverage or individuals who buy their own Obamacare health insurance plan. There's little reason to ever pay big bucks for medical services ever again.